Savvi is the Credit Union for ESB staff and their families.

At Savvi you’re not just a customer — you’re a member, and part of a legacy that champions an inclusive approach to saving and borrowing. We offer more than just competitive lending rates — we provide a suite of financial services designed to boost your economic wellbeing including personal loans, mortgages, savings accounts, insurance and budgeting tools. All services are designed with members in mind, offering clear value, convenience, and trusted support.

Why Savvi?

Convenient Access - online, app or phone
Simple products withgreat rates on loans, mortgages and savings
Salary Deduction at Source service for savings/loans
Flexible loan repayments
Personal support when it’s needed
Easy application

What's new?

Savvi Products

Like to become a member?

Join today via our app

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Meet the Team

Our ESB team, Simon and Joan, make weekly visits to sub-offices in ESB Head Office at F27, Electric Ireland at Santry  and ESB E&MP in The Sidings and also make periodic visits to other ESB locations countrywide.

If you would like to arrange a meeting with them, please email info@savvi.ie

 

Loan calculator
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  • Weekly Total Repayments Interest
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APR means Annual Percentage Rate.
Repayment amounts shown are for illustrative purposes only.

ESB & Savvi Credit Union

Savvi was originally established as the credit union for ESB employees, beginning its journey as St. Patrick’s Credit Union in the basement of the ESB offices on Mount Street. Since then, we have remained committed to supporting the financial wellbeing of ESB employees, retirees, and their families.

Just as ESB is dedicated to creating a brighter future for Ireland, Savvi is proud to support the people and communities that make this possible.

Across ESB, a network of dedicated Savvi Agents is available to provide information and assistance. If you have any questions or would like to speak with your local representative, you can find your Savvi Agent here.

Alan
Alan
ESB
I found navigating the mortgage process daunting at the beginning but my experience with Savvi Credit Union was anything but. Their approach was refreshingly simple, clear, and human, especially when compared to the complexity and rigidity I’ve encountered with traditional banks. Joan made the initial steps feel manageable and gave me confidence that I was in good hands. Siobhan’s dedication from application to drawdown has been exceptional. Honestly some of the best customer support I’ve ever come across. I’ve been recommending Savvi to everyone I know in ESB who’s considering a mortgage. They made the journey feel personal, supported, and genuinely positive.  
Philip
Philip
Dublin
I was very impressed by the level of service received when making my loan application. From the initial consultation through to the processing of the application, everything was handled with efficiency and courtesy. Many thanks for all the help.
Robert
Robert
Common Bond
Emma and Shirley were lovely, helpful, and professional to deal with. I will be recommending Savvi to all my friends and family in our common bond.
Ruairi
Ruairi
Dublin
As a first-time buyer, navigating the mortgage process can be difficult, but Savvi Credit Union made it an incredibly smooth and positive experience. They were a pillar of patience and kindness, always taking the time to answer my many questions with clarity and professionalism! Siobhan was consistently available, knowledgeable, and genuinely supportive, guiding me through every single step. I can’t recommend Savvi Credit Union highly enough for their outstanding service. They truly are brilliant.
Una
Una
Dublin
Many thanks to Savvi for always being so helpful, in particular to Dylan and Eoghan for both have been really quick answering phone calls and queries.
Student Nurse
Student Nurse
Dublin College
Without the Savvi sponsored John McSweeney Memorial Bursary, I wouldn’t have been able to put my full focus into my studies and placement. The support has allowed me to achieve excellent attendance at college and 100% attendance during placement, without the constant worry of financial stress. Thanks to this generous scholarship, I can focus on becoming the committed - and hopefully amazing - nurse I’ve always wanted to be. Without it, there was a real possibility that I might not have been able to continue my course or dedicate myself fully to my studies. Because of this support, I can give my full attention to learning as much as possible in both lectures and placements, ensuring I can provide the best care to patients in the future. Thank you so much for believing in me and helping me work toward my dream.
 
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