What is Financial Wellbeing and why does it matter?
Financial wellbeing means feeling more confident and in control of your money. It’s about making the most of what you have day-to-day, being able to save for the future, and being prepared for unexpected costs or changes in income. In short, it’s about feeling secure and less worried when it comes to your finances.
When you experience financial wellbeing, you tend to feel less stressed about money, which can have a positive impact on your mental and physical health too.
Safeguard your money - now and in the future
We know that managing money isn’t always easy, and that everyone can benefit from a little extra support when it comes to planning both for today and for the future. That’s why we’ve put together this helpful Guide – to give you clear, practical advice and simple tips that can make a real difference in how you manage your finances now, while also helping you feel more confident and prepared for what lies ahead.
Safeguarding Ireland are an organisation who promotes safeguarding of vulnerable adults to protect them from all forms of abuse by persons, organisations and institutions. If you or someone you know may be vulnerable to abuse, please look at their website to see how they could help.
Fraud & Scams
Financial fraud and scams can affect any member at any time, making it essential to remain vigilant. Staying informed, alert, and taking proactive steps to protect your personal and financial information is your strongest defence.
For guidance on how to recognise and avoid common scams, please visit Fraud & Scams – FraudSMART. There, you’ll find practical advice, up-to-date information on emerging threats, and helpful tips to reduce your risk of becoming a victim.
If you ever feel unsure or suspect fraudulent activity, don’t hesitate to get in touch. You can contact us by phone at 01 6325100 or email us at hello@savvi.ie, and our team will be happy to assist you.
Gambling
Gambling can be an enjoyable pastime for many people, but for some it can lead to financial, emotional, and personal difficulties. Problem gambling occurs when gambling becomes difficult to control and starts negatively affecting daily life, finances, or relationships.
Problem Gambling
You may need support if you find yourself:
1. Unable to stop or reduce gambling.
2. Spending more time or money than intended.
3. Using savings or borrowing money to gamble.
4. Feeling anxious, stressed, or irritable because of gambling.
5. Withdrawing from family, friends, or responsibilities.
If you recognise these signs in yourself or someone close to you, help is available.
Where to Get Help
GamblingCare.ie provides confidential support, advice, counselling, support groups, family services, and self-help resources for people affected by gambling harm.
Gambling and Access to Credit
Regular or excessive gambling can affect your ability to access credit. When assessing loan applications, lenders review income, spending patterns, and overall financial stability. Significant gambling activity may indicate financial risk and could impact loan approval decisions.
Gambling activity may also affect future applications for larger loans, including mortgages, as lenders consider spending habits when assessing affordability.
Support and Confidentiality
Seeking help is a positive step. Any discussions with Savvi or external support services are treated with confidentiality, respect, and understanding. You do not have to face gambling difficulties alone.