Shares Secured Loan

Secure a loan against your savings at an excellent 5.5% (5.65% APR) interest rate.

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Unlock Low-Cost Borrowing with a Shares Secured Loan

Need a loan but don't want to dip into your savings? With a Shares Secured Loan, you can borrow at one of our lowest interest rates while keeping your savings intact.

Your shares stay in place, continuing to grow, while you enjoy flexible and affordable repayments. It's a smart way to borrow-without losing the security of your savings.

Loan Type

Loan amount

Loan term

Weekly Total Repayments Interest
Monthly Total Repayments Interest
Fortnightly Total Repayments Interest

We now securely use OPEN BANKING, making loan applications quicker & less hassle for you. Find out more about it here

APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

Financial difficulty: If you find yourself in some financial difficulty and are falling behind on your loan repayments, please reach out to us at support@savvi.ie or on 01-6325100 to see how we can help.

Representative example: Representative Example - €25,000 loan repayable over 5 years. Rate of interest 7.5% per annum variable. APR (Annual Percentage Rate) 7.76%. 60 monthly repayments of €500.95 per month. Total amount payable is €30,056.92.

Terms & Conditions: Terms & Conditions apply. Loans are subject to approval. Savvi Credit Union Ltd is regulated by the Central Bank of Ireland.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.